Mortgage Details

The percentage of the house value that is required as a loan.

Interest only portion of the mixed mortgage.

Number of years to repay the mortgage.

Number of months on top of specified years to repay the mortgage.

Applicant Details
Sole
Joint

Only income which can be termed as 'guaranteed' is to be entered e.g. basic gross salary from primary employment or if self employed, average gross earning over the last 2 years. Bonuses, overtime etc are not guaranteed and must not be included - we may take them into consideration upon receipt of the application . No state benefits are permitted.

Additional income which is regular but not guaranteed may be entered here e.g. 2nd job, regular overtime, child benefit etc.

Only income which can be termed as 'guaranteed' is to be entered e.g. basic gross salary from primary employment or if self employed, average gross earning over the last 2 years. Bonuses, overtime etc are not guaranteed and must not be included - we may take them into consideration upon receipt of the application . No state benefits are permitted.

Additional income which is regular but not guaranteed may be entered here e.g. 2nd job, regular overtime, child benefit etc.

Expense Details

Total of all monthly loan payments not being consolidated on this proposal.

Total of all hire purchase payments not being consolidated on this proposal.

Total of all monthly lease agreement payments not being consolidated on this proposal.

Total of other residential mortgage payments.

E.g. Child support, private school fees or other dependents' costs (e.g. expenditure for the care of elderly relatives and/or children, such as nursery and childminding fees).

Average of total credit card balances outstanding at the end of each month.