Mortgage Details

The percentage of the house value that is required as a loan.

Interest only portion of the mixed mortgage.

Number of years to repay the mortgage.

Number of months on top of specified years to repay the mortgage.

Applicant Details
Sole
Joint

Only income which can be termed as guaranteed should be entered here eg. basic gross salary from employer or if self employed average gross earning over the last 2 years.

Additional regular income should be entered here such as 2nd job, overtime, child benefit etc.

Only income which can be termed as guaranteed should be entered here eg. basic gross salary from employer or if self employed average gross earning over the last 2 years.

Additional regular income should be entered here such as 2nd job, overtime, child benefit etc.

Expense Details

Total of all monthly loan payments not being consolidated on this proposal.

Total of all hire purchase payments not being consolidated on this proposal.

Total of all monthly lease agreement payments not being consolidated on this proposal.

Total of other residential mortgage payments.

E.g. Child Support, private school fees or other dependants' costs (e.g Expenditure for the care of elderly relatives and/or children, such as nursery and childminding fees), Help to Buy Loan.

Average of total credit card balances outstanding at the end of each month.